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                    Manufacturers Insurance

                    Machinery, products, employees—there are a lot of moving parts when you’re a manufacturer. With manufacturers insurance from ERIE, you can rest easy knowing you have the coverage to bounce back quickly after a setback.

                    Your Risks, Our Solutions

                    Business Insurance from ERIE Has You Covered

                    Product Liability Coverage

                    To pay for damages and legal defense fees if a customer names you in a lawsuit after being injured by a product you produced.

                    Product Withdrawal Coverage

                    In case a problem during the manufacturing process poses a safety issue to consumers requiring you to withdraw the product. (Available for purchase as an additional coverage.)

                    Manufacturer’s Error & Omissions Coverage

                    To provide liability protection if the work you perform was done incorrectly. (Available for purchase as an additional coverage.)

                    Coverage for Property and Income Loss

                    For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.

                    Equipment Breakdown Coverage

                    To repair or replace equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss that ERIE covers.

                    Certain Utility Failures

                    In case an off-premises utility service interruption causes you to lose income because your electricity is out.  

                    Workers’ Compensation Coverage

                    In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)

                    Business Auto Coverage

                    To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)

                    Employment Practices Liability

                    Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)

                    EVEN MORE COVERAGE

                    Here are some of the extra ways that ERIE manufacturers insurance goes above and beyond.

                    Hired & Nonowned Auto Liability

                    Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1

                    Sewer or Drain Backup

                    Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2

                    Data Breach Response Expenses

                    To notify and assist affected individuals and provide various case management services.1

                    Ordinance or Law

                    Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.

                    Employee Theft

                    Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.

                    Earthquake

                    Covers a loss caused by an earthquake.2 

                    1 Available for purchase as an additional coverage on select policies.

                    2 Available for purchase as an additional coverage.

                    Great service is part of the package.

                    Risk Control

                    You have access to risk control tools and services to help you identify and reduce common business risks.

                    Specialized Services

                    You have support from claims and customer service teams that have special training in serving businesses like yours.

                    Your Local ERIE Agent

                    Your independent ERIE agent is there for you from quote time to claim time to every time in between.

                    Claims service you can count on

                    With ERIE, you have claims service that’s local and quick to respond.

                     If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.

                    Manufacturers Insurance Quote

                    Does your business have the right level of protection? If not, let’s talk.

                    Ready to get started?

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